About

From Analysis to Delivery

I design, build, and deliver enterprise-scale digital transformation programmes. My expertise lies in translating complex regulatory mandates into high-performance working systems, shipping high-impact consumer products under real-world constraints, and engineering AI automation workflows that eliminate friction at scale. While my primary domain has been financial services, the core systems thinking and analytical frameworks I apply transfer across every industry.

Proven Delivery at Scale

  • Digital Onboarding & KYC: Revamped the bank's account opening and identity verification infrastructure, automating legacy KYC workflows to drive a 70% increase in process efficiency and successfully onboarding over 50,000 new accounts within 2 months of go-live.
  • Payment Infrastructure Migration: Led the NIBSS National Payment Stack migration to ISO 20022-compliant real-time payment rails.
  • Channel Optimisation: Re-platformed a core USSD banking channel, driving a 500% increase in session volume post-go-live.
  • Regulatory Compliance: Engineered the FIRS e-invoicing compliance infrastructure, delivering full production readiness in a month with no precedent in Nigerian banking.
  • FinTech Product Growth: Built a B2C digital lending and device financing platform that scales to generate over ₦1 billion in monthly revenue.
Dayo Kelani

Experience & Credentials

Where I've built.

Five years across enterprise fintech, regulatory delivery, and AI product development.

AI Solution Analyst

ScaleAxis LabsFreelance · Remote
Jan 2026 – Present3 AI products live
  • Lead product discovery workshops to validate AI opportunities, define requirements, and design solutions that deliver measurable business value.
  • Design, build, and deploy AI-powered products and agentic workflows using n8n, Claude API, OpenAI, and Gemini: full lifecycle from concept to production.
  • Build agentic AI systems combining deterministic automation with LLM reasoning, human oversight, and governance frameworks.
  • Shipped Lameda (conversational commerce for Nigerian merchants) and Yourly (AI accountability platform) as production-ready products.

IT Business Analyst & Project Manager

Stanbic IBTCFull-time · Lagos, Nigeria
Aug 2022 – May 2026₦1B+ monthly revenue
  • Delivered ISO 20022 migration, FIRS e-invoicing compliance, and NIBSS NPS integration simultaneously: zero penalties, all on time.
  • Built EasyBuy, a B2C device financing platform generating over ₦1 billion in monthly revenue.
  • Led DigiAssist mobile app delivery, cutting account opening TAT from 24 hours to 5 minutes in 3 months.
  • Managed cross-functional delivery across regulatory mandates, legacy systems, and executive stakeholders for a Tier-1 bank.

Business Analyst, Third-Party Supplier Management

Stanbic IBTCFull-time · Lagos, Nigeria
Jun 2021 – Jul 202298% on-time delivery
  • Restructured third-party engagement frameworks through process mapping and gap analysis: improved vendor response time 25%, service reliability 30%.
  • Managed end-to-end project lifecycles across multiple workstreams with a 98% on-time delivery rate.
  • Built executive KPI dashboards for CIO and senior leadership, shaping strategic resource allocation decisions.

Tools & Tech

Claude APIOpenAIGeminin8nLangChainTypeScriptPythonSQLPower BIPower AutomateAzure DevOpsJiraFigmaConfluenceClickUpMixPanelPower AppsMicrosoft ProjectDraw.io

Education

M.Sc. Information Technology

National Open University of Nigeria

Lagos, Nigeria

B.Sc. Physics

Federal University of Agriculture Abeokuta

Nigeria

Certifications

AWS AI Practitioner Challenge

2026

SAFe Agile Product Manager, Scaled Agile Inc.

2026

Microsoft Power Platform Graduate, Power Up Program

2025

Certified Business Analysis Professional (CBAP), IIBA

2024

SAFe 6.0 Scrum Master, Scaled Agile

2023

Recognition

Q2 Beyond Excellence

2025

Award for Innovation and Teamwork

Q1 Beyond Excellence

2022

Award for Team Collaboration