Real-World Work

Problem

FIRS mandated e-invoicing integration for large taxpayers by January 1, 2026. Two months to coordinate six teams, work around an infeasible SAP integration, and go live with no Nigerian banking precedent.

Outcome

Full compliance on Day 1. Zero penalties. SAP workaround delivered on time. Post-go-live transmission bottleneck resolved without a compliance gap.

Problem

NIBSS launched the National Payment Stack in 2025, requiring Nigerian banks to migrate from the legacy NIP ecosystem to ISO 20022-compliant real-time payments infrastructure. For Stanbic IBTC, this meant aligning core banking, digital channels, middleware, compliance, operations, and treasury simultaneously while building reconciliation as a first-class operational requirement from day one.

Outcome

NIBSS certification achieved. All digital channels enabled on the NPS rail. Automated reconciliation and dispute management operational at go-live. Full operational readiness across support, fraud monitoring, and business continuity delivered alongside the technical integration.

Problem

The *909# channel ran on a legacy menu manager that had been retired by its vendor and was no longer supported, creating live security exposure. It caused frequent downtime, capped scalability, made shipping new menu options slow, locked the bank into a single vendor, and drove a high session-timeout and failure rate at growing cost.

Outcome

Rebuilt on event-driven containerised microservices with Kafka as the messaging backbone. 500% increase in monthly session volume post go-live. 99% availability restored. Platform-side session response time cut by up to 90%. Feature release velocity up 60%. Delivered as a big-bang cutover under enforced regulatory, security, and compliance controls.

Problem

Nigeria's CBN tiered KYC framework created a gap: Tier 3 accounts existed on paper but required in-person visits and manual verification that locked out the people the regulation was meant to serve.

Outcome

Nigeria's first end-to-end digital Tier 3 account opening platform. 20,000+ accounts opened within 3 months. Hours to minutes. 15% market share growth. Beyond Excellence Award.

Problem

Customers lacked accessible financing options at point of purchase, limiting retail partner conversion and bank revenue.

Outcome

Launched EasyBuy across multiple retail verticals with streamlined onboarding and instant POS credit decisioning.

Problem

A manual Excel-based workflow across 5+ subsidiaries produced a 90% data-entry error rate, 5+ day approval cycles, and no real-time visibility for HR or leadership.

Outcome

Delivered end-to-end in 8 weeks. Achieved 95% adoption across 2,000+ employees within 3 months, cut data-entry errors by 90%, and collapsed the approval cycle from 5+ days to under 24 hours. Subsequently adopted by Southern African subsidiaries within the Standard Bank Group.

Problem

Manual and fragmented food ordering and reservation processes led to customer dissatisfaction, operational bottlenecks, and zero real-time visibility for managers.

Outcome

Delivered high-fidelity Figma prototypes across four user roles with validated journey maps, empathy mapping, and impact-complexity prioritisation.

Problem

Nigerian merchants run multi-million naira businesses through WhatsApp voice notes, manual bank transfers, and Excel sheets. Every Western SaaS tool was built for a different market.

Outcome

Live at www.lameda.com.ng. 13+ sprints shipped: AI conversation engine, direct merchant payments, human handoff, official WhatsApp and Instagram channels, consent-first marketing, smart lead follow-up, subscription billing, and a full merchant dashboard.

Problem

Smart Money Nigeria's manual research and reporting process for its professional investor community limited the speed, consistency, and scalability of market intelligence delivery.

Outcome

Automated the full research pipeline from data gathering to structured report generation, enabling faster, data-driven market insights at scale for the investment community.

Problem

NGX equity research is scattered across broker emails, PDF reports, analyst houses, and macro feeds. Pulling it into one coherent weekly view by hand is slow and inconsistent, and there is no single synthesised briefing that tracks how the picture changes week to week.

Outcome

An autonomous Sunday pipeline that gathers and cross-checks 20+ sources, backtests its picks against the ASI, compares week over week, and posts a 7-section analyst briefing to Slack. Accuracy-first by design: the model proposes, but every price, fundamental, and macro figure is reconciled in code against authoritative feeds, and anything unverifiable is flagged as an estimate. Cost engineered to roughly $1.72/month.

Problem

Manual credit assessment processes caused 3-week approval cycles, high analyst workload, and inconsistent risk decisions across markets.

Outcome

Reduced loan approval cycle from 21 days to 4 days. Standardised risk decisioning across 6 markets. Delivered in 9 months.

Problem

KYC operations were entirely manual, causing backlogs, compliance gaps, and high operational overhead ahead of a CBN audit.

Outcome

80% reduction in manual KYC processing time. Full CBN compliance achieved. Operational team redeployed to higher-value tasks.